Invest in crypto using your personal account

Helping individuals securely invest in crypto since 2013.

Start today
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Invest in crypto with confidence

Enjoy 24/7 local support and world-class security. We provide you with all the features you need to securely invest on New Zealand’s trusted and award-winning crypto exchange.

For all investors

Trusted by over 350,000 investors, including individuals, businesses, trusts, family offices.

NZD deposits

NZD deposits via SWIFT transfer. You can also instantly deposit AUD via PayID or bank transfer.

Invest your way

We offer you simple and advanced ways to trade, including limit orders, dollar-cost averaging, leveraged trading, API, and OTC.

Lower fees

Enjoy free deposits and low trading fees, starting from 0.5% and going down to 0.02%.

Detailed reporting

Detailed and compliant transaction reporting.

Mobile app

Buy, sell and store your crypto safely anywhere, anytime with the Independent Reserve app.

Multi-user accounts

Provide trusted parties, such as employees, accountants, financial advisors, and family members with tiered access to your Independent Reserve account.

Learn about Multi-users
Happy Independent Reserve customers

Create your personal account today

It takes just a few minutes to start investing in crypto.

  • 1. Create your account

    Create your account, using your verified identity documents.

  • 2. Deposit funds

    Deposit NZD via SWIFT. Deposit AUD via bank transfer, PayID or NPP.

  • 3. Start investing

    Buy, sell and track your crypto portfolio on your desktop or mobile device.

Start today

Featured on

  • The New Zealand Herald
  • Stuff.co.nz
  • Bloomberg
  • Yahoo News
  • Coindesk
  • Cointelegraph
  • Scoop.co.nz
  • Financial Review

New Zealand’s most trusted crypto OTC desk

Our over-the-counter (OTC) trading desk offers deeper liquidity and a private, more personalised service for institutional investors, trust fund managers, and high-net-worth individuals who need to fill large orders that might be too price-disruptive on open markets at exchanges.

Whether you are looking to trade Bitcoin (BTC) or other cryptocurrencies OTC from $50,000 to $50 million, our industry-leading desk will provide you with seamless trade execution and settlement services that are discreet, secure and ultra-competitive.

Contact the OTC desk
Buy Bitcoin and crypto OTC in Australia
Independent Reserve, NZ Bitcoin & crypto exchange portal and mobile app

We keep your assets safe, that is our promise

Doing things the right way is our core principle.

Audited

We engage external auditors to undertake an annual audit of our financial statements in accordance with Australian Accounting Standards. This includes verification of all fiat and crypto balances held in custody on behalf of clients.

Secure

We’ve built world-class operational systems to secure your data and crypto: two-factor authentication, email alerts, and encryption. We conduct regular penetration testing to ensure the integrity of our systems.

Segregated funds

Our customer funds are held separately from our company’s operational funds. We just hold it for when you need it.

ISO 27001 certified

ISO 27001 is a globally recognised security management certification. It demonstrates that our people, processes, tools, and systems adhere to a globally recognised standard.

24/7 support

Whether you’re a novice or an expert, if you need assistance, our dedicated team is here to help you 24/7.

Gold certified

By demonstrating best practices in our systems and processes to keep your data and assets safe, we are a Blockchain Australia Gold Certified cryptocurrency exchange.
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Join over 350,000 happy customers

  • Rating 5 stars

    Independent Reserve are great. I've used them for over a year now and they are very helpful and responsive to any questions. Highly recommended.

    Adam D.
    Google review
  • Rating 5 stars

    The quality of service which Independent Reserve provides is something that you don't find in many other crypto exchanges. Its customer service is fantastic. For a person who just started with cryptocurrencies, his customer service officer, Roger, patiently guided me along the way — highly recommended.

    Yim S.
    Google review
  • Rating 5 stars

    Great local and simple to use exchange with outstanding support. I had an issue with transferring currency between an investment platform and an exchange due to my error. Their support went above and beyond to help me out.

    Patrick I.
    Google review
  • Rating 5 stars

    Highly recommend Independent Reserve for the level of efficiency and support I've received on many occasions based on lack of experience in cryptocurrency trading on my part. On every occasion the staff have been unbelievably patient, caring and accommodating successfully resolving matters beyond my expectations! Great work guys!

    Eddie B.
    Google review
  • Rating 5 stars

    I find the level of service by the support team at Independent Reserve to be prompt, knowledgeable, patient!!! and they work with you to solve the issue. Yesterday, I was using PayId for the first time and after a few false starts, Melanie had me all sorted out. A previous issue I had with my initial purchases was also extremely well-handled. They way they handle queries, educates you and gets you off to a good start...

    Graham T.
    Google review
  • Rating 5 stars

    As someone who has integrated to over 20 crypto exchanges via their APIs, I can say Independent Reserve has the best API documentation by far.

    Their customer support is also excellent which is something most exchanges sadly lack these days.

    Nick Addison
    Nick Addison
    ConsenSys
  • Rating 5 stars

    I organise and host blockchain meetups and conferences and am always hearing very positive things when it comes to Independent Reserve which is why I always recommend them.

    They are by far the most trusted crypto exchange in Australia for consumer trading as well as institutional investment, and offer a great 'open order book' unlike most other Australia exchanges.

    Lucas Cullen
    Lucas Cullen
    Blockchain developer
  • Rating 5 stars

    I find Independent Reserve to be one of the easiest, smoothest cryptocurrency exchanges that I use.

    The client onboarding process was simple, it is easy to deposit funds and I particularly like the transparency of market depth and speed of execution.

    Claire Wivell Plater
    Claire Wivell Plater
    Managing Director, The Fold Legal Pty Ltd

Awards & Recognition

  • Blockchain Australia Digital Exchange of The Year
  • Deloitte Technology Fast 50 2019 Australia Winner
  • Financial Review Lists 2018 100 Fast
  • Financial Review Most Innovative Companies
  • Financial Times High-Growth Companies Asia-Pacific 2020

Frequently asked questions

What documents do I need to provide?
How long does it take for my account to be verified?
Can foreigners staying in New Zealand register with Independent Reserve?
Do you provide tax statements and reports?