Invest in crypto using your personal account

Helping individuals securely invest in crypto since 2013.

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Licensed under the Payment Services Act (Singapore). License No: PS20200517
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Invest in crypto with confidence

Enjoy 24/7 support and world-class security. We provide you with all the features you need to securely invest on Singapore’s trusted crypto exchange.

For all investors

Trusted by over 400,000 investors, including individuals, businesses, trusts, family offices, and payment providers.

Lower fees

Enjoy free deposits and low trading fees, starting from 0.5% and going down to 0.02%.

Instant deposits

Instant 24/7 SGD deposits using PayNow or FAST. You can also deposit USD using SWIFT.

OTC desk

For trades over $50,000, receive fast, all-inclusive quotes and avoid price slippage by using our OTC desk.

Invest your way

We offer you simple and advanced ways to trade, including limit orders, dollar-cost averaging, leveraged trading, API, and OTC.

Mobile app

Buy, sell and store your crypto safely anywhere, anytime with the Independent Reserve app.

Multi-user accounts

Provide trusted parties, such as employees, accountants, financial advisors, and family members with tiered access to your Independent Reserve account.

Learn about Multi-users
Happy Independent Reserve customers

Create your personal account today

It takes just a few minutes to start investing in crypto.

  • 1. Create your account

    Securely create your account, and verify your identity.

  • 2. Deposit funds

    Instantly deposit SGD using PayNow or FAST, and USD through SWIFT.

  • 3. Start investing

    Buy, sell and track your crypto portfolio on your desktop or mobile device.

Start today

Featured on

  • Bloomberg
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  • The Business Times
  • The Straits Times
  • Lianhe Zaobao
  • Tech In Asia
  • The Edge Singapore

Buy from Singapore’s most trusted crypto OTC desk

Our over-the-counter (OTC) trading desk offers deeper liquidity and a private, more personalised service for institutional investors, and high-net-worth individuals who need to fill large orders that might be too price-disruptive on open markets at exchanges.

Whether you are looking to trade Bitcoin (BTC) or other cryptocurrencies OTC from $50,000 to over $50 million, our industry-leading desk will provide you with seamless trade execution and settlement services that are discreet, secure and ultra-competitive.

Contact the OTC desk
Australia’s first choice for otcs, trustees and custodians
Independent Reserve, Singaporean Bitcoin & crypto exchange portal and mobile app

We keep your assets safe, that is our promise

Doing things the right way is our core principle. Our board of directors, advisers and management team bring decades of experience in regulation, traditional finance, risk management and IT security.

Audited and licensed

We are licensed by the Monetary Authority of Singapore (MAS).

We engage independent external auditors to undertake an annual audit of our financial statements as required by MAS. This includes verification of all fiat and crypto balances held in custody on behalf of clients.

Secure

We’ve built world-class operational systems to secure your data and crypto: two-factor authentication, email alerts, and encryption. We conduct regular penetration testing to ensure the integrity of our systems.

Segregated funds

Our customer funds are held separately from our company’s operational funds. We just hold it for when you need it.

ISO 27001 certified

ISO 27001 is a globally recognised security management certification. It demonstrates that our people, processes, tools, and systems adhere to a globally recognised standard.

24/7 support

Whether you’re a novice or an expert, if you need assistance, our dedicated team is here to help you 24/7.

Reliable banking

Your fiat funds are safeguarded with DBS. Deposit and withdraw SGD in seconds via FAST/MEPS and USD via SWIFT.
Start today

Leveraged Trading for Corporate Accredited Investors

Trade BTC, ETH, XRP and SOL with up to 5x leverage.

Available in SGD and USD.

Learn more
Leveraged Trading for Corporate Accredited Investors

Official Sponsor of Shannon Tan

Singapore’s first Ladies European Tour winner and Golf Olympian

Learn more
Official Sponsor of Shannon Tan

Join over 400,000 happy customers

  • Rating 5 stars

    Independent Reserve are great. I've used them for over a year now and they are very helpful and responsive to any questions. Highly recommended.

    Adam D.
    Google review
  • Rating 5 stars

    The quality of service which Independent Reserve provides is something that you don't find in many other crypto exchanges. Its customer service is fantastic. For a person who just started with cryptocurrencies, his customer service officer, Roger, patiently guided me along the way — highly recommended.

    Yim S.
    Google review
  • Rating 5 stars

    Great local and simple to use exchange with outstanding support. I had an issue with transferring currency between an investment platform and an exchange due to my error. Their support went above and beyond to help me out.

    Patrick I.
    Google review
  • Rating 5 stars

    Highly recommend Independent Reserve for the level of efficiency and support I've received on many occasions based on lack of experience in cryptocurrency trading on my part. On every occasion the staff have been unbelievably patient, caring and accommodating successfully resolving matters beyond my expectations! Great work guys!

    Eddie B.
    Google review
  • Rating 5 stars

    I find the level of service by the support team at Independent Reserve to be prompt, knowledgeable, patient!!! and they work with you to solve the issue. Yesterday, I was using PayId for the first time and after a few false starts, Melanie had me all sorted out. A previous issue I had with my initial purchases was also extremely well-handled. They way they handle queries, educates you and gets you off to a good start...

    Graham T.
    Google review
  • Rating 5 stars

    Highly recommend the OTC desk at Independent Reserve. Great pricing and fast settlements. Top-notch customer service.

    Dr. Peter T.
    OTC customer, Singapore
  • Rating 5 stars

    Regulated, secure and trusted platform. Totally felt at ease when transacting with Independent Reserve OTC desk, coupled with their very responsive and informative OTC team. Highly recommended for those who are keen to explore investing in crypto since they make top-notch customer service their priority!

    Edward T.
    OTC customer, Singapore
  • Rating 5 stars

    Great experience signing up a corporate account with Independent Reserve for our Singapore business. Well-automated process and great customer service. Trades are executed professionally and quickly. A definite recommendation.

    Richard P.
    OTC customer, Singapore
  • Rating 5 stars

    Highly recommend the OTC service at Independent Reserve. We met up with the Independent Reserve Singapore team and are very impressed with their professionalism. Great pricing and extremely fast settlement.

    Tokamak Network
    OTC customer, Singapore

Awards & Recognition

  • Digital Exchange of The Year
  • Deloitte Technology Fast 50 2019 Australia Winner
  • Financial Review Lists 2018 100 Fast
  • Financial Review Most Innovative Companies
  • Financial Times High-Growth Companies Asia-Pacific 2020

Frequently asked questions

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We’re certified
ISO27001 Certified Company
We’re members of
Access industry member Blockchain Association Singapore Singapore Fintech Association Financial Markets Association of Singapore
© 2025 Independent Reserve SG PTE. LTD | UEN 201942383Z Major Payment Institution License No. PS20200517

Independent Reserve SG Pte. Ltd. holds a Major Payment Institution License (License Number: PS20200517) for providing Digital Payment Token Services under the Payment Services Act 2019.

RISK WARNING ON DIGITAL PAYMENT TOKEN SERVICES

The Monetary Authority of Singapore (MAS) requires us to provide this risk warning to you as a customer of Independent Reserve. Before you pay Independent Reserve any money or DPT, you should be aware of the following.

1. Independent Reserve is licensed by MAS to provide DPT services. Please note that this does not mean you will be able to recover all the money or DPTs you paid to Independent Reserve if our business fails. 2. You should be aware that MAS does not supervise or regulate Independent Reserve for the provision of unregulated services. This includes any service of trading digital payment token derivatives such as futures. 3. You should not transact in the DPT if you are not familiar with this DPT. This includes how the DPT is created, and how the DPT you intend to transact is transferred or held by Independent Reserve. 4. You should be aware that the value of DPTs may fluctuate greatly. You should buy DPTs only if you are prepared to accept the risk of losing all of the money you put into such tokens. 5. You should be aware that Independent Reserve, as part of its licence to provide DPT services, may offer services related to DPTs which are promoted as having a stable value, commonly known as “stablecoin”.