Invest in crypto using your personal account

Helping individuals securely invest in crypto since 2013.

Access to top cryptocurrencies

Use your personal account to buy, sell and store the world’s most liquid and traded cryptocurrencies.

XRP (XRP)
Aud 1 .69502
−4.73%
Bitcoin (BTC)
Aud 140,795 .00
−0.89%
Ethereum (ETH)
Aud 4,795 .10
−0.72%
USD Coin (USDC)
Aud 1 .55135
+0.37%
Dogecoin (DOGE)
Aud 0 .59686
+2.37%
Tether USD (USDT)
Aud 1 .53688
−0.65%
Solana (SOL)
Aud 373 .8861
−0.19%
Cardano (ADA)
Aud 1 .16143
−2.38%

Invest in crypto with confidence

Enjoy 24/7 local support and world-class security. We provide you with all the features you need to securely invest on Australia’s trusted and award-winning crypto exchange.

For all investors

Trusted by over 350,000 investors, including individuals, businesses, trusts, family offices, and SMSFs.

Instant deposits

Instant 24/7 AUD deposits via bank transfer, PayPal, debit or credit cards. You can also deposit USD and NZD using SWIFT.

Invest your way

We offer you simple and advanced ways to trade, including limit orders, dollar-cost averaging, leveraged trading, API, and OTC.

Lower fees

Enjoy free deposits and low trading fees, starting from 0.5% and going down to 0.02%.

Detailed reporting

Compliant, audit-friendly reporting, and a tax estimator powered by KPMG.

Mobile app

Buy, sell and store your crypto safely anywhere, anytime with the Independent Reserve app.

Multi-user accounts

Provide trusted parties, such as employees, accountants, financial advisors, and family members with tiered access to your Independent Reserve account.

Learn about Multi-users

Create your personal account today

It takes just a few minutes to start investing in crypto.

1. Create your account

Securely create your account, and verify your identity.
2. Deposit funds

Instant deposits using PayID, bank transfer, PayPal, debit or credit cards.
3. Start investing

Buy, sell and track your crypto portfolio on your desktop or mobile device.

Start today

Featured on

Australia’s most trusted crypto OTC desk

Our over-the-counter (OTC) trading desk offers deeper liquidity and a private, more personalised service for SMSFs, institutional investors, trust fund managers, and high-net-worth individuals who need to fill large orders that might be too price-disruptive on open markets at exchanges.

Whether you are looking to trade Bitcoin, Ethereum or other cryptocurrencies OTC for $50,000, $1,000,000 or $10,000,000, our industry-leading desk will provide you with seamless trade execution and settlement services that are discrete, secure and ultra-competitive.

Contact the OTC desk

Independent Reserve, Australian Bitcoin & crypto exchange portal and mobile app

We keep your assets safe, that is our promise

Doing things the right way is our core principle.

Audited

We engage external auditors to undertake an annual audit of our financial statements in accordance with Australian Accounting Standards. This includes verification of all fiat and crypto balances held in custody on behalf of clients.

Secure

We’ve built world-class operational systems to secure your data and crypto: two-factor authentication, email alerts, and encryption. We conduct regular penetration testing to ensure the integrity of our systems.

Segregated funds

Our customer funds are held separately from our company’s operational funds. We just hold it for when you need it.

ISO 27001 certified

ISO 27001 is a globally recognised security management certification. It demonstrates that our people, processes, tools, and systems adhere to a globally recognised standard.

24/7 support

Whether you’re a novice or an expert, if you need assistance, our dedicated team is here to help you 24/7.

Gold certified

By demonstrating best practices in our systems and processes to keep your data and assets safe, we are a Blockchain Australia Gold Certified cryptocurrency exchange.

Start today

Official Crypto Exchange of the Sydney Swans

Join over 350,000 happy customers

Rating 5 stars

Independent Reserve are great. I've used them for over a year now and they are very helpful and responsive to any questions. Highly recommended.

Adam D.

Google review
Rating 5 stars

The quality of service which Independent Reserve provides is something that you don't find in many other crypto exchanges. Its customer service is fantastic. For a person who just started with cryptocurrencies, his customer service officer, Roger, patiently guided me along the way — highly recommended.

Yim S.

Google review
Rating 5 stars

Great local and simple to use exchange with outstanding support. I had an issue with transferring currency between an investment platform and an exchange due to my error. Their support went above and beyond to help me out.

Patrick I.

Google review
Rating 5 stars

Highly recommend Independent Reserve for the level of efficiency and support I've received on many occasions based on lack of experience in cryptocurrency trading on my part. On every occasion the staff have been unbelievably patient, caring and accommodating successfully resolving matters beyond my expectations! Great work guys!

Eddie B.

Google review
Rating 5 stars

I find the level of service by the support team at Independent Reserve to be prompt, knowledgeable, patient!!! and they work with you to solve the issue. Yesterday, I was using PayId for the first time and after a few false starts, Melanie had me all sorted out. A previous issue I had with my initial purchases was also extremely well-handled. They way they handle queries, educates you and gets you off to a good start...

Graham T.

Google review
Rating 5 stars

As someone who has integrated to over 20 crypto exchanges via their APIs, I can say Independent Reserve has the best API documentation by far.

Their customer support is also excellent which is something most exchanges sadly lack these days.

Nick Addison

ConsenSys
Rating 5 stars

I organise and host blockchain meetups and conferences and am always hearing very positive things when it comes to Independent Reserve which is why I always recommend them.

They are by far the most trusted crypto exchange in Australia for consumer trading as well as institutional investment, and offer a great 'open order book' unlike most other Australia exchanges.

Lucas Cullen

Blockchain developer
Rating 5 stars

I find Independent Reserve to be one of the easiest, smoothest cryptocurrency exchanges that I use.

The client onboarding process was simple, it is easy to deposit funds and I particularly like the transparency of market depth and speed of execution.

Claire Wivell Plater

Managing Director, The Fold Legal Pty Ltd

Awards & Recognition

Frequently asked questions

What documents do I need to provide?

To register a personal account with Independent Reserve, you'll need to provide the following documents for identity verification:

Government-issued Photo ID: This can include a driver's licence, passport or other photo ID document issued by the Australian government.
Proof of address: This document must have been issued within the last six months and refer to a physical address (i.e. not a PO box). Acceptable proof of address examples include bank statements, utility bills (gas, water, rates), or government-issued documents (e.g., ATO letter, vehicle registration letter). Unfortunately, we cannot accept phone bills as a valid proof of address.

Read this guide on how to create a personal account.

How long does it take for my account to be verified?

If all the identity documents provided are current and accurate, you should immediately be activated and approved for trading. However, there are some instances in which we will require additional information. Once you have provided all the required information, your account should be fully verified within 24-48 hours.

Can foreigners staying in Australia register with Independent Reserve?

You can register an account with Independent Reserve, if you’re from one of the 30+ countries we support.

Do you provide tax statements and reports?

Yes, you can download your transaction history as a CSV or PDF. Additionally, you can use the KPMG crypto tax estimator to calculate your potential tax obligations based on your trading activity on Independent Reserve.

Do individuals have to pay tax on crypto?

Yes, Australians may have to pay tax on crypto depending on their activity. The Australian Taxation Office considers crypto an asset for Capital Gains Tax (CGT) purposes, so you may owe tax on profits from selling or trading crypto. However, holding crypto for more than 12 months before selling can qualify you for a 50% capital gains discount.

Read this blog to learn more.

Currency	Price	Actions
Bitcoin BTC	AUD 140,795.00	Buy Sell
Ethereum ETH	AUD 4,795.10	Buy Sell
Solana SOL	AUD 373.8861	Buy Sell
XRP XRP	AUD 1.69502	Buy Sell
USD Coin USDC	AUD 1.55135	Buy Sell
Tether USD USDT	AUD 1.53688	Buy Sell

Currency	Price	Actions
Bitcoin BTC	AUD 140,795.00	Buy Sell
Ethereum ETH	AUD 4,795.10	Buy Sell
Solana SOL	AUD 373.8861	Buy Sell
XRP XRP	AUD 1.69502	Buy Sell
USD Coin USDC	AUD 1.55135	Buy Sell
Tether USD USDT	AUD 1.53688	Buy Sell