Buy Bitcoin & crypto with bank transfers in New Zealand

Securely invest in digital assets using your bank account on New Zealand’s trusted cryptocurrency exchange.

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Independent Reserve, Bitcoin and cryptocurrency exchange NZ

How to buy crypto using a bank account

  • 1. Create your account

    Securely create your personal or business account and verify your identity.

  • 2. Deposit funds

    Deposit NZD via SWIFT or AUD via bank transfer, PayID or NPP.

  • 3. Start investing

    Buy, sell and track your crypto portfolio on your desktop or mobile device.

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Explore our features

  • Buy and sell crypto

    You have simple and advanced ways to buy and sell Bitcoin. Trade using the order book, website, mobile app or the API.

    Buy and sell crypto

  • Portfolio tracking

    Track your portfolio in real-time using the web portal or on your mobile app.

  • Dollar-cost averaging

    Automate your crypto investments with strategies that allow you to dollar-cost average (DCA).

  • Multi-currency trading

    Buy and sell Bitcoin and other popular cryptocurrencies with NZD or USD.

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Frequently asked questions

Are there any fees for buying crypto using bank transfers?
Which currencies can I deposit using bank transfer?
Can I withdraw NZD to my bank account?
Are there any limitations when it comes to using bank transfers?
How to buy Bitcoin using a bank transfer in New Zealand?

Securely manage your portfolio on the go

Buy, sell and manage your crypto safely anywhere, anytime with the Independent Reserve app.

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Independent Reserve crypto exchange mobile app

Why choose Independent Reserve?

Doing things the right way is our core principle.

Audited

We engage external auditors to undertake an annual audit of our financial statements in accordance with Australian Accounting Standards. This includes verification of all fiat and crypto balances held in custody on behalf of clients.

Secure

We’ve built world-class operational systems to secure your data and crypto: two-factor authentication, email alerts, and encryption. We conduct regular penetration testing to ensure the integrity of our systems.

Segregated funds

Our customer funds are held separately from our company’s operational funds. We just hold it for when you need it.

ISO 27001 certified

ISO 27001 is a globally recognised security management certification. It demonstrates that our people, processes, tools, and systems adhere to a globally recognised standard.

24/7 support

Whether you’re a novice or an expert, if you need assistance, our dedicated team is here to help you 24/7.

Gold certified

By demonstrating best practices in our systems and processes to keep your data and assets safe, we are a Digital Economy Council of Australia Gold Certified cryptocurrency exchange.
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Awards & Recognition

  • Digital Exchange of The Year
  • Deloitte Technology Fast 50 2019 Australia Winner
  • Financial Review Lists 2018 100 Fast
  • Financial Review Most Innovative Companies
  • Financial Times High-Growth Companies Asia-Pacific 2020